{"id":3685,"date":"2026-01-02T12:46:22","date_gmt":"2026-01-02T20:46:22","guid":{"rendered":"https:\/\/www.blackhistoryinthebible.com\/community\/new-year-health-insurance-shock-for-millions-of-americans-why-premiums-are-soaring-%f0%9f%93%b1\/"},"modified":"2026-01-02T12:46:22","modified_gmt":"2026-01-02T20:46:22","slug":"new-year-health-insurance-shock-for-millions-of-americans-why-premiums-are-soaring-%f0%9f%93%b1","status":"publish","type":"post","link":"https:\/\/www.blackhistoryinthebible.com\/community\/new-year-health-insurance-shock-for-millions-of-americans-why-premiums-are-soaring-%f0%9f%93%b1\/","title":{"rendered":"New Year Health-Insurance Shock for Millions of Americans \u2014 Why Premiums Are Soaring \ud83d\udcf1"},"content":{"rendered":"<p> <iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/3-Lrwi1DjJQ\" frameborder=\"0\" allowfullscreen><\/iframe> <\/p>\n<p>As of January 1, 2026, pandemic-era health-insurance subsidies for millions of Americans have expired, triggering steep premium increases and leaving many enrollees facing financial strain. Enhanced Affordable Care Act (ACA) tax credits helped reduce premiums for about 20 million Americans; without them, average payments could more than double next year. Analysts warn that rising costs may push some people out of coverage entirely, affecting both individual and marketplace insurance plans.<br \/>\nAP News<br \/>\n+1<\/p>\n<p>In this video, Lisa Cabrera breaks down:<br \/>\n\u2022 What happened to the enhanced ACA subsidies that expired at the end of 2025<br \/>\n\u2022 How premium costs are expected to jump across the health-insurance market<br \/>\n\u2022 Who is most affected by rising premiums and loss of assistance<br \/>\n\u2022 What lawmakers could do to extend help \u2014 and why negotiations stalled<br \/>\n\u2022 What this means for families, workers, and small business owners<br \/>\n\u2022 How this ties into broader healthcare cost trends in the U.S.<\/p>\n<p>This explanation is based on The Economist reporting and verified health-insurance cost analyses \u2014 not speculation.<\/p>\n<p>\ud83d\udccd GEO Focus: United States \u2014 national health insurance market.<\/p>\n<p>#HealthInsurance2026, #ACASubsidiesExpire, #HealthcareCostCrisis, #PremiumIncreaseExplained, #USHealthPolicy, #AffordableCareAct, #LisaCabrera, #12TribesOnEarth, #BreakingNews, #HealthcareShock<\/p>\n<p>Want to create live streams like this? Check out StreamYard: https:\/\/streamyard.com\/pal\/d\/5759717953503232<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As of January 1, 2026, pandemic-era health-insurance subsidies for millions of Americans have expired, triggering steep premium increases<\/p>\n","protected":false},"author":1,"featured_media":3686,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[67],"tags":[],"class_list":["post-3685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lisa-cabrera"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.blackhistoryinthebible.com\/community\/wp-content\/uploads\/2026\/01\/hqdefault-27.jpg?fit=480%2C360&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/posts\/3685","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/comments?post=3685"}],"version-history":[{"count":0,"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/posts\/3685\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/media\/3686"}],"wp:attachment":[{"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/media?parent=3685"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/categories?post=3685"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.blackhistoryinthebible.com\/community\/wp-json\/wp\/v2\/tags?post=3685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}