Millions of Americans have lost their health insurance in 2026. A new Commonwealth Fund survey found the uninsured rate for working-age adults jumped from 8.9% in 2024 to 11.2% in 2026, the highest in over a decade, with about 4.6 million more people uninsured. For young adults ages 19–34, it’s 16%.
What happened?
• Enhanced ACA subsidies expired at the end of 2025, raising premium payments by 114% on average
• ACA marketplace enrollment fell from 21.8 million to 19.2 million
• Medicaid enrollment kept dropping after pandemic protections ended
• Medicaid work requirements start in 2027, and more losses are projected
The Trump administration says part of the ACA drop came from removing improper enrollments. Critics say families were simply priced out.
👉 Lost coverage? Open enrollment for 2027 ACA plans started Nov. 1 in most states. Check HealthCare.gov or your state’s marketplace. You may qualify for help or Medicaid.
Have you or someone you know lost insurance this year? Share your story in the comments 👇
⏱️ Chapters
0:00 Intro
0:00 The uninsured rate hits 11.2%
0:00 Why ACA premiums doubled
0:00 Medicaid coverage losses
0:00 The administration’s side
0:00 What’s coming in 2027
0:00 What to do if you lost coverage
#HealthInsurance #ACA #Obamacare #Medicaid #Healthcare
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