Donald Trump has floated support for 50-year mortgages — a dramatic shift from the traditional 15- to 30-year loans used by most American homebuyers.
Supporters say it could lower monthly payments and help more families afford a home. Critics warn it could create long-term debt, slow wealth building, and reshape the entire housing market.
In this video, Lisa Cabrera breaks down:
• What a 50-year mortgage is
• Why Trump is backing the idea
• How it impacts monthly payments vs. total cost
• What this means for Black homebuyers and low-income families
• Why banks may benefit more than buyers
• Whether this solves affordability — or creates a new housing trap
📍 GEO Focus: States with major affordability crises — California, Florida, Texas, Michigan, Georgia, Illinois.
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